About us

Built in Poole, working around the world

A family-run private medical insurance provider, based in Poole, Dorset, since 2003.

Members of the Freedom Health Insurance team at the company's 20th anniversary celebration, in front of a Celebrating 20 Years banner
Celebrating 20 years, 2023

Our story

Built in Poole, working around the world

Freedom Health Insurance began in 2003 as a family business with a simple conviction: that people deserve to feel genuinely in charge of their own healthcare. More than 20 years on, we are still family-run and still based in Poole, Dorset. What began on the Dorset coast now reaches much further. Today we look after individuals and businesses in the UK and internationally, bringing the same personal, human approach to every one of them.

Who we are

Human-led, technology-enabled.

Insurance is a promise to the client, with genuine human interaction running through it. Technology supports the business; our people deliver the promise.

We start from the client’s problem and, through our access to a panel of carriers providing insurance capacity, build an answer around it. We can provide the solution in full or support you in delivering it.

One operation, full capability

We handle underwriting administration, claims, compliance, IT and management reporting in-house, with our own actuarial function and more than two decades of data. As a coverholder at Lloyd’s, with access to a panel of carriers, we support partners from a single, joined-up operation.

  • Underwriting administration
  • Claims
  • Compliance
  • IT
  • Management reporting
  • Actuarial

Since 2003

Taking care of tomorrow

  • WinnerOutstanding Claims Management TeamCOVER Customer Care Awards 2026
  • 5 starsCorporate healthcareCorporate Adviser Provider Service Ratings 2026
  • WinnerWoman of the Year, Claims. Maggie Glasspool, Freedom Health InsuranceCOVER Women in Protection and Health Awards 2026
  • WinnerWoman of the Year, Customer Support. Lynne Heath, Freedom Health InsuranceCOVER Women in Protection and Health Awards 2025
  • WinnerCustomer Service, Above and BeyondCOVER Customer Care Awards 2023
  • GoldBased on verified customer reviewsFeefo Gold Trusted Service Award 2023
  • WinnerOutstanding Intermediary Support TeamCOVER Customer Care Awards 2022
  • WinnerBest Individual Healthcare ProviderUK Health and Protection Awards 2021
  • WinnerBest Customer Service by a ProviderHealth Insurance Awards 2015

Partner with Freedom Health Insurance

We work with intermediaries placing a scheme and third-party administrators, known as TPAs, looking for an administration partner. We also work with organisations, through their broker, that are exploring a longer-term relationship. Freedom Health Insurance can work alongside you at the level that suits you.

  • Solutions, not just distribution

    Cover built around the client’s real needs, not an off-the-shelf product.

  • Access to a panel of carriers

    Insurance capacity with the flexibility to design bespoke answers.

  • End-to-end capability

    Underwriting, claims, compliance and reporting, all handled in-house.

  • Proven track record

    23 years of experience, data and award-winning customer service.

  • A genuine partnership

    A long-term, people-first approach to working together.

Ways to work with us

There are three ways to work with Freedom Health Insurance. Because so much of our work is done in-house, you can choose the level of involvement you need and change it over time.

  • For intermediaries

    Place business with us

    Place your clients’ schemes with Freedom Health Insurance. Our in-house team looks after the administration and claims.

  • For intermediaries and TPAs

    Use our in-house teams

    Draw on our administration, claims or scheme-management teams to support the schemes you look after.

  • For organisations, through a broker

    Design a product with us

    Work with us and your broker to design and deliver a new insurance product, using our in-house teams.

Work with us

Talk to us

If you are an intermediary, TPA or prospective partner and would like to understand how we could work together, we would welcome the conversation.

Looking for cover? See group or individual health insurance.

Policyholders: call 01202 756 350, Monday to Friday, 9am to 6pm. Calls may be recorded.